No bank required to try

See what ClearCents finds before connecting your bank.

Explore a realistic dashboard with sample transactions from Netflix, Spotify, Amazon Prime, Walmart, Publix, Xfinity, Planet Fitness, and more. If it feels useful, connect your real bank later.

Free beta access. No card required, and you can't be charged unless you choose a paid plan later.

No account needed for demoFree beta accessNo card requiredRead-only bank connectionPowered by PlaidWe can never move your money

Demo snapshot

Young Pro sample

Score 72

Today's money leak

$82/mo

Potential recurring charges to review

Streaming duplicate planReview
Fitness annual feeReview
Internet bill creepReview

What you see inside

A realistic money snapshot, not a spreadsheet.

The demo opens into the same kind of dashboard real users see: one focus, one progress pulse, and one review queue built from familiar transactions.

Today's focus

Review 3 recurring charges and free up $82/month.

Demo

Potential leak

$82/mo

Review queue

7

Money score

72

Review queue

Spotify

Premium plan

$11.99/mo

Amazon Prime

Annual renewal

$139/yr

Publix

Groceries trending up

+18%

Sample lives

Pick a sample life. See what ClearCents would catch.

The demo starts with Young Professional, and you can switch profiles inside. No account, no bank, no awkward leap of faith.

Default demo

Young Professional

Subscriptions, food delivery, fitness membership, and streaming charges.

Netflix, Spotify, DoorDash, Planet Fitness

Try this profile

Family budget

Household

Groceries, utilities, streaming bundles, duplicate charges, and bill creep.

Walmart, Publix, Xfinity, Amazon Prime

Try this profile

Irregular income

Freelancer

Software subscriptions, income swings, tax-related spending, and business tools.

Adobe, QuickBooks, AWS, client deposits

Try this profile

What ClearCents does

The product is built around one thing: showing what to review next.

Fee Defense

Finds hidden fees, duplicate charges, and weird bank or card charges worth reviewing.

Spending Map

Shows where money is going by merchant and category without making you manage a spreadsheet.

AI Coach

Turns transactions into one next action, a money score, and plain-English insights.

How it works

Demo first. Real data when you are ready.

1

Try the demo with realistic sample data

Open the product first. No account, no bank, no pressure.

2

Connect your bank only if it feels useful

Plaid handles the bank connection and ClearCents receives read-only transaction data.

3

Get a daily money snapshot

Your dashboard, review queue, fee defense center, and monthly AI insights update as new transactions arrive.

Trust and safety

Connecting a bank should not feel mysterious.

If you decide to use real data, here is exactly what ClearCents can and cannot do.

Read-only Plaid connection

ClearCents can analyze transactions, but it cannot move money, transfer funds, or make purchases.

We never see your bank login

Bank credentials go through Plaid, so ClearCents never sees your bank login. ClearCents receives transaction data only after you approve access.

AI sees transactions, not credentials

The AI works with merchant names, amounts, dates, and categories. It does not see your bank password.

Your data is not sold

The product is not built around ad targeting, data brokers, or selling your transaction history.

Start with the demo. Connect only when you are ready.

Walk through ClearCents with realistic sample data first. If the coaching feels useful, bring in your real transactions.

Free beta access. No card required, and you can't be charged unless you choose a paid plan later.